If there exists an option that is simple and elegant (and there usually does), then it's probably the right decision. I took a different route when I decided to insulate the floor of my home. The work has been messy, slow, expensive, and frustrating. I spent a few days cutting layers of rigid foam into puzzle pieces and placing them in between floor joists. Picture kernels of foam flying everywhere. I now have 6" of foam insulation in the floor...overkill! On the bright side, Nate pointed out that after using all that foam, my trailer is now amphibious and capable of handling arctic temperatures. Stay tuned for my float trip to the coast via the Columbia River.
I have ideas on how the whole process could have been more clever and smooth and will update this posting when I get a chance. I've been busy framing walls lately!
If I could do the floor again, I would insulate from underneath the trailer once the structure was waterproofed. That would allow me to frame in the rain with less concern about my materials getting wet and trapping moisture beneath the floor. As far as I'm concerned, this house will live its life in the